This report follows the trajectories of workers of different occupations, ages, and locations to better understand how wages and housing costs vary between the cities and regions. It also identifies the migration flows within Australia occurring in response to changing locations of opportunity finding overseas immigration has offset the worker exodus from the cities

This research note quantifies the effect of stamp duty on the number of housing purchases in Australia and people moving homes.

Stamp duty penalises homeowners that move. This note – the first in a two part series – illustrates its costs on people using data from the 2023 McKinnon Poll 'Understanding attitudes towards housing in Australia'.

This paper outlines how the Reserve Bank of Australia’s bank stress testing model works. It also shows how the model was useful in a real-world crisis, at the onset of the COVID-19 pandemic.

This paper studies the role of collateral in credit markets under stress.