This report examines the challenges and benefits of mobile commerce in the United States. The report is based on a survey of senior executives from the mobile payment value chain. Survey results shed light on the key barriers that have traditionally challenged the mobile payment market in the United States, including the lack of revenue-sharing...

Deloitte showcases how it uses social media through the eclectic and authentic voices of our people. In this visual Social Media Report 2012 they show how social media is used internally to share, seek advice, problem solve, socialise, and post ideas. Externally our recruiters have changed the game through Facebook and YouTube. And we use...

The explosion of new technology and virtual currencies is changing where, when and how people and business exchange value. The report also demonstrates that while the future of payments is uncertain, the availability of internet connectivity and the mass adoption of mobile devices will impact the payments industry and incumbent payments providers. The phenomenal uptake...

Hyper-hybrid clouds are an advanced form of cloud services in the early stages of adoption, but the approach is rapidly becoming the norm for cloud services architecture. A hybrid cloud is a cloud that works across different environments where you have services from vendor clouds working directly with clouds inside of an organization, thus forming...

The objective of this study is to identify ‘Fundamental Services’ in the context of new "Universal or Global" SOA approaches to the provision of eGovernment services. The key questions which it addresses are: at which level of granularity can ‘Fundamental Services’ be defined? Which ones have the highest potential for reuse? And what are the...