The Australian Human Rights Commission has partnered with the National Australia Bank (NAB) to develop and produce this human rights impact assessment tool for artificial intelligence-informed decision-making systems in banking (HRIA Tool).

This report calls for a coordinated response to address systemic factors that have created and continue to perpetuate financial hardship and poor financial wellbeing among Australians.

Australian corporates and financial institutions have an important role to play in facilitating a fair, timely and efficient transition to a net zero emissions economy – as stewards of assets, allocators of capital and as influential voices in public policy to make sure that the transition produces inclusive and sustainable development.

This report builds on previous work on financial resilience in Australia and represents the beginning of an exploration of the financial resilience of Aboriginal and Torres Strait Islander peoples.

This report defines resilience as a process that enables individuals to bounce back after adverse events and experiences, adapt to changing circumstances, and deal with environmental stress'. The report defines financial resilience as the ability to access and draw on internal capabilities and appropriate, acceptable and accessible external resources and supports in a time of...